01-22-2026, 08:58 AM
When SIP investors talk about XIRR, it really comes down to tracking value over time, not just surface-level numbers. That mindset applies to everyday finances too. I’ve noticed people get clearer insights when they measure inputs accurately, like tracking hours and effort before judging returns. Tools that break things down step by step help build that discipline. A simple example is this hours worked calculator I came across: https://calculadoradehorasgratis.com.br/